What is Blue Monday?
It is calculated using a series of factors in a (not particularly scientific) mathematical formula.
The factors are: the weather, debt level (specifically, the difference between debt and our ability to pay), the amount of time since Christmas, time since failing our New Year's resolutions, low motivational levels and the feeling of a need to take charge of the situation.
The Wombat has Rule 5 Sunday: Claudia Cardinale raring to go at The Other McCain.
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